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Maximum Representative APR 1625%.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Loan terms lengths between 3 and 60 months.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT TO REPAY
*The time that it takes for the cash to be received in your account will depend on the lender that has accepted you, the amount you have applied for, the lender's processing times and your bank's policies and procedures. If we are unable to find the exact amount and/or term that you have requested, our lenders may offer you an alternative amount and/or term. There is no obligation to accept the alternative offer if it doesn't meet your needs. Please refer to their Terms & Conditions for further information and you should consider all options before making a final decision.
TFLI (US) INC is an Appointed Representative of TFLI Limited, who acts as a credit broker and is not a lender.
Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Loan terms lengths between 3 and 60 months.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT TO REPAY
*The time that it takes for the cash to be received in your account will depend on the lender that has accepted you, the amount you have applied for, the lender's processing times and your bank's policies and procedures. If we are unable to find the exact amount and/or term that you have requested, our lenders may offer you an alternative amount and/or term. There is no obligation to accept the alternative offer if it doesn't meet your needs. Please refer to their Terms & Conditions for further information and you should consider all options before making a final decision.
TFLI (US) INC is an Appointed Representative of TFLI Limited, who acts as a credit broker and is not a lender.
Why Light Finance Is So Popular
All Credit Types Welcome 
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Used by 1000s of People 
No Paperwork 
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We Don't Charge Fees To Give You Total Peace Of Mind
We are registered with the ICO.
We are registered with the Information Commissioner (ICO) under number ZB053626.
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We fully comply with UK data protection laws and, specifically, our responsibility to our customers under GDPR. We are always clear and transparent with regards to how your data will be processed.
Looking for a short term loan? Get an instant online decision today.
Quick Online Application
Used by 1000s of people
We don't charge fees
Light Finance is an online loan broker for the short-term loan, instalment loan, and personal loan markets. Working alongside direct lenders, we remove the need to search multiple different unsecured loan providers; instead, we do all of the hard work for you, searching a panel of direct lenders and brokers in real-time to return a quick loan decision.
If you need a loan for any purpose, then we could help. Looking for a new car loan, or perhaps you simply need a short-term loan to pay bills or an emergency loan for some other reason? Whatever your requirements, simply complete our short form, and you will receive an instant online decision.
Once you apply, our smart loan sourcing engine instantly searches short-term loan products and puts you in touch with a suitable direct lender or broker. If we are unable to source a loan for you, we may offer an alternative product, such as a credit card or credit reporting product.
We regret to inform customers that we do not offer pay day loans or no credit check loans; however, our short term loans are a great alternative to a pay day loan (although acceptance is not guaranteed).
Light Finance is a trading style of TFLI (US) INC who is an Appointed Representative of TFLI Limited, who is a licensed credit broker and not a lender.
Note: No one from Light Finance or any financial partner will ever contact you and request that you send money or ask you to buy any products prior to receiving your loan.*
Apply Now
If you need a loan for any purpose, then we could help. Looking for a new car loan, or perhaps you simply need a short-term loan to pay bills or an emergency loan for some other reason? Whatever your requirements, simply complete our short form, and you will receive an instant online decision.
Once you apply, our smart loan sourcing engine instantly searches short-term loan products and puts you in touch with a suitable direct lender or broker. If we are unable to source a loan for you, we may offer an alternative product, such as a credit card or credit reporting product.
We regret to inform customers that we do not offer pay day loans or no credit check loans; however, our short term loans are a great alternative to a pay day loan (although acceptance is not guaranteed).
Light Finance is a trading style of TFLI (US) INC who is an Appointed Representative of TFLI Limited, who is a licensed credit broker and not a lender.
Note: No one from Light Finance or any financial partner will ever contact you and request that you send money or ask you to buy any products prior to receiving your loan.*
Apply Now
Representative example:
Maximum Representative APR 1625%.Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total.
Loan terms lengths between 3 and 60 months.
Applicants must be over the age of 18 and a UK resident to apply. All applications will be subject to credit checks, which could result in the search being recorded on your credit file. The credit check process could potentially have damaging effects on your credit file. All affordability assessments will be carried out in line with the individual direct lender's lending criteria.
Short-term loans are not a suitable solution for people in financial difficulty or for longer term borrowing. Late repayments or missed payments may be reported to the credit reference agencies, which may affect your credit rating and make obtaining a loan in the future more difficult and expensive.
Short-term loans are not a suitable solution for people in financial difficulty or for longer term borrowing. Late repayments or missed payments may be reported to the credit reference agencies, which may affect your credit rating and make obtaining a loan in the future more difficult and expensive.
Should you have any questions, we recommend that you take a moment to read our Key Information. Refer to our Privacy Policy for important information on the use of cookies. By continuing to use this website, you agree to this.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
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