Light Finance is an online loan broker for the short-term loan, instalment loan, and personal loan markets. Working alongside some of the biggest direct lenders, we remove the need to search multiple different unsecured loan providers; instead, we do all of the hard work for you, searching a panel of more than 50 direct lenders and brokers in real time to return a quick loan decision.
If you need a loan for any purpose, then we could help. Looking for a new car loan, or perhaps you simply need a short-term loan to pay bills or an emergency loan for some other reason? Whatever your requirements, simply complete our short form, and you will receive an instant online decision.
Once you submit an application, our smart loan sourcing engine instantly searches 100s of short-term loan products and puts you in touch with a suitable direct lender or broker. If we are unable to source a loan for you, we may offer an alternative product, such as a credit card or credit reporting product.
We regret to inform customers that we do not offer pay day loans or no credit check loans; however, our short term loans are a great alternative to a pay day loan (although acceptance is not guaranteed).
Light Finance is a trading style of TFLI (US) INC who is an Appointed Representative of TFLI Limited, who is a licensed credit broker and not a lender.
Note: No one from Light Finance or any financial partner will ever contact you and request that you send money or ask you to buy any products prior to receiving your loan.*
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Representative example:
£1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%
Representative APR 79.5% (variable)
Rates between 18.8% APR to Maximum 1721% APR
Loan term lengths between 3 and 60 months